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So, you've been to collage, got your degree and thousands of dollars of student debt. You've heard about student loan debt consolidation, but is it worth the bother?
In a word, yes. Consolidating your student debt is one of the best things that you can do, provided your bear certain points in mind.
Student loan debt consolidation can help to reduce your monthly loan repayment in one of two ways. As we've already seen, it can fix the interest rate at a lower level. But you also have the option to spread the repayments over a longer period of time (up to 30 years in some cases). Please be aware that although this will reduce your repayments dramatically, it will also mean that you have to pay interest on the money you owe for a longer period. So in the long run you will pay more overall.
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